John Montoya began his career in financial services in 1998. Licensed in 40+ states, he has dedicated his career to helping families find financial freedom. John holds a B.A. from the University of San Diego and is a CFP® candidate with the American College. In his free time, John is a series E licensed soccer coach for the Mustang Aztecs in the city of Danville.  In 2015 and 2016, John coached the Aztecs to back to back State Cup titles. John along with his Aztec families volunteer for Grateful Gatherings events to help local families transition to permanent housing when facing homelessness or in crisis.