About JLM

John Montoya


(925) 386-6639

John Montoya is the founder of JLM Wealth Strategies. He began his career in financial services in 1998 and is one of only 200 financial advisors in the country who have successfully completed the training program required to become a Bank On Yourself© Authorized Advisor. John is also Authorized IBC Practitioner with Nelson Nash Institute.

John is licensed in 40 states and his company, JLM Wealth Strategies, is solely dedicated to teaching the IBC/Bank On Yourself strategy to people across the United States via the internet. For those local to the San Francisco Bay Area, John will also meet clients at his local office in Dublin. John conducts nearly 90% of his business online through virtual appointments for added client convenience.

John holds a B.A. from the University of San Diego. In 2013 John co-authored “The Secret to Lifetime Financial Security” with Best-Selling author Pamela Yellen along with other leading financial advisors and was added to the National Academy of Best-Selling Authors website.

In his free time John is a youth soccer coach for the Mustang Aztecs (2015 and 2016 NorCal State Cup champions) and also volunteers as chapter president in the San Francisco Bay Area for the Society for Financial Awareness (SOFA) to help increase financial literacy at companies, churches, and organizations.

To learn more about Infinite Banking including how to get started, please visit his online calendar at www.vcita.com/v/john.montoya to request an Introductory Telephone Appointment.
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About JLM

This web site and my business is dedicated to my kids, JLM. I truly hope when they grow up, they will have the foundation of financial literacy to carry them forward in their lives.

For those who may not know me yet, something you should know is that I have had a curiosity about money for as long as I can possibly remember.

For the longest time I have asked myself: what is the origin of our money, how is money created, what determines its value, and how I can safely create wealth for myself, my family, and those I meet?

I am always striving for better answers to this puzzle because I believe money should not be a mystery. Unfortunately, for 99% of population money is not only a mystery, it’s not even an interest of study. This last thought blows me away.

We exchange time for money (AKA labor) and though we learn how precious our time is, most never think about the origin of money and why they are never in control of their finances.

JLM Wealth Strategies is here to help pull back the screen on how to build wealth safely without Wall Street and Banks by introducing the Infinite Banking Concept into your life. Few advisors, less than 200 in the U.S. and Canada, are dedicated to implementing the Infinite Banking Concept. I welcome you to start your journey down the yellow brick road! Visit the Resources pages and be sure to request an appointment so you can learn how to get started.

Here’s what I want you to do next

Watch the videos at this link: www.CashValueBanking.com

Go to the Contact Us page to schedule a telephone, online, or in-person appointment. Be prepared with as many questions as possible when we speak.

Best of luck in all your financial endeavors.

What People Are Saying About JLM Wealth Strategies:

"I do find it very intriguing your approach to improving others' lives with financial education and options for relief. We are so ingrained with the current financial system to follow along, not think for yourself or not break from the mold – not to mention the large gap in the education system that does not include financial or health education. It is easier to be a lemming, just not necessarily the best bet. Its refreshing to find someone talking about alternatives over doom and gloom – and the media hype which can be an exhausting roller coaster ride."

– Kelly V., Alamo, CA


Don't Let the Largest Wealth Transfer in History Pass You By!

Infinite Banking & Income Planning Resource 770 Account. Infinite Banking Concept the 770 Account Online