IBC (Infinite Banking Concept) also known as Bank On Yourself® under a different trademark has been one of the best financial secrets for decades.
It’s a fundamentally sound philosophy that frees you from the Wall Street/Banking system that holds everyone captive for life. Best of all, it’s surprisingly simple to implement.
The Infinite Banking Concept® has numerous benefits, including the fact that it’s a private non-qualified plan, it’s tax-favored under IRS tax code 7702, it’s protected from lawsuits, and it safely grows your money… even when you use the cash values somewhere else!
In short, the Infinite Banking Concept® is like having your own bank because it creates a pool of money under your control. You can access money from it anytime you want. You can spend your money however you like and you can pay yourself back whenever you want. No 401k/IRA RMD’s or other restrictions because it’s considered a non-qualified account.
Plus, you’ll never have to pay and lose interest to another financial institution again.
No more credit checks.
No more loan applications.
No more sleepless nights wondering if your retirement plan is on the right track.
When you consider how much money the average person “throws away” by paying interest and fees to banks, credit card companies, and other finance companies, you can see that the ability to use your IBC policy as your own financial system is a benefit that could easily be worth several hundred thousand dollars over the course of a lifetime.
John A Montoya, Founder of JLM Wealth Strategies began his career in financial services in 1998, and since 2007 John has been implementing and teach the principles of Infinite Banking personally and professionally. John is an active IBC Practitioner with the Infinite Banking Institute and holds a B.A. from the University of San Diego. In 2013, John co-authored the best-seller The Secret to Lifetime Financial Security.
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